Software that records your keystrokes to steal bank logins, passwords, and credit card numbers.

Torrent sites are notorious for hosting malicious software. A "password-protected" file is the perfect cover for malware because the security software cannot scan the contents of the archive before it is downloaded. Once you try to open it, you may be installing: Encrypting your files and demanding payment. Spyware/Keyloggers: Stealing personal data and passwords. Trojan Horses: Giving hackers control of your device. 2. Survey Scams and Phishing

Safe downloading requires skepticism and an understanding of file hygiene. Apply these rules to verify the legitimacy of your downloads: